Archive for the ‘Karl Edmunds’

  • Plan Retirement | How To Make Retirement Income Last a Lifetime
    Saving for the Future By Karl Edmunds: The biggest fear among senior citizens is confronting the reality of not having enough savings to last throughout ones life. Amassing a meaningful retirement account isn’t always the answer. The recent economic turmoil in virtually all global markets has pushed many seniors to consider the use of annuities to manage these ...
    June 2nd, 2010 at 08:06 am
  • Plan Retirement | What You Can Do Before a Weather Disaster Strikes
    Securing Your AssetsBy Karl Edmunds: The eastern edge of Colorado is not typically prime tornado territory but recently we had several tornado warnings. Beyond tornadoes, it is not hard to find dramatic and high risk weather conditions all around the world including earthquakes, powerful flash floods, damaging hail and other weather nasties. Nobody is exempt from unpredicted ...
    June 2nd, 2010 at 08:06 am
  • A Satisfying Retirement Requires Good Retirement Information
    Retirement PlanningBy Karl Edmunds: There are numerous and complex decisions that must be made to ensure your retirement years are positive and satisfying. To make good decisions requires that you collect and review quality retirement information. If you only consider the financial dimension of your retirement you will be ill prepared to intelligently make decisions about ...
    May 14th, 2010 at 09:05 pm
  • Savings Plans | How to Manage Savings Plans in Retirement
    Retirement PlanBy Karl Edmunds: Most of our lives we hear the wisdom of saving for retirement. It is a top of mind issue for almost everyone, especially senior people. It is a mistake, as a 50+ year old person, to begin thinking about a savings plans with only a ten to fifteen year horizon before retirement. Actively managing your savings must be a priority from an early ...
    May 14th, 2010 at 09:05 pm
  • Plan Retirement | Dumb Retirement Ideas Too Many Seniors Believe
    Smart Retirement PlanningBy Karl Edmunds: Think about your retirement. Some seniors are careful and consistent about planning and devoted to the plan like a religion while others spend in the moment and don’t even think about retirement until it is staring them in the face. Does planning devotion always win the war over gut instinct? If history is our guide, vast numbers ...
    May 14th, 2010 at 09:05 pm
  • Retirement Planning | Will You Enjoy Social Security Benefits in Your Senior Years?
    Retirement Planning By Karl Edmunds: As beginners to the journey of seniorhood, many wonder, including me, whether our continuous contributions to the Social Security program will payoff with something reasonable. Is our pessimistic views founded on facts or emotions? Let’s take a look… First you must decide which source of data is most accurate. This is a serious ...
    May 14th, 2010 at 07:05 pm
  • For Seniors: How to Avoid Mistakes Selecting a Financial Advisor
    By Karl Edmunds: Almost everyone has felt the pleasure and pain of financial mistakes. Whether you have a good retirement plan and make all your own decisions or engage an outside investment advisor, you are not going to have a perfect track record. Personally, I think the vast majority of people will do better with outside help of some kind as long as you don’t blindly ...
    May 11th, 2010 at 03:05 pm
  • Insurance For Seniors: Don’t Walk Away From Life Insurance Policies You Can No Longer Afford
    Senior Life Insurance By Karl Edmunds : Thousands of seniors across the country have carefully followed the good retirement planning recommendations of their advisors only to find themselves in their late 70s or 80s with life insurance policies that are no longer affordable. Too many think the only solution is to take whatever cash value, if any in the policy, and let ...
    April 27th, 2010 at 11:04 pm
  • For Senior Health: Understanding the Basics of Long Term Care Insurance
    Long Term Senior Care By Karl Edmunds: For many seniors and especially elderly people, there is a constant nagging worry about the risk of getting sick or disabled in some way and being compelled to use precious retirement assets to pay for the needed care. So far, roughly 8 million or so Americans have purchased long term care (LTC) insurance to mitigate these concerns. ...
    April 27th, 2010 at 11:04 pm
  • For Seniors: How to Use Financial Calculators For Retirement Planning
    Financial Calculator By Karl Edmunds: A good retirement calculator is only a first step tool in developing a quality retirement plan. It can give you a high level perspective, but the key to success lies in your ability to dive into the planning details and establish a practical plan based facts. And you need the ability to adjust the plan over time as circumstances ...
    April 3rd, 2010 at 09:04 pm
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