Archive for the ‘Financial & Estate Planning’

  • Plan Retirement | How To Make Retirement Income Last a Lifetime
    Saving for the Future By Karl Edmunds: The biggest fear among senior citizens is confronting the reality of not having enough savings to last throughout ones life. Amassing a meaningful retirement account isn’t always the answer. The recent economic turmoil in virtually all global markets has pushed many seniors to consider the use of annuities to manage these ...
    June 2nd, 2010 at 08:06 am
  • Plan Retirement | What You Can Do Before a Weather Disaster Strikes
    Securing Your AssetsBy Karl Edmunds: The eastern edge of Colorado is not typically prime tornado territory but recently we had several tornado warnings. Beyond tornadoes, it is not hard to find dramatic and high risk weather conditions all around the world including earthquakes, powerful flash floods, damaging hail and other weather nasties. Nobody is exempt from unpredicted ...
    June 2nd, 2010 at 08:06 am
  • Savings Plans | How to Manage Savings Plans in Retirement
    Retirement PlanBy Karl Edmunds: Most of our lives we hear the wisdom of saving for retirement. It is a top of mind issue for almost everyone, especially senior people. It is a mistake, as a 50+ year old person, to begin thinking about a savings plans with only a ten to fifteen year horizon before retirement. Actively managing your savings must be a priority from an early ...
    May 14th, 2010 at 09:05 pm
  • Plan Retirement | Dumb Retirement Ideas Too Many Seniors Believe
    Smart Retirement PlanningBy Karl Edmunds: Think about your retirement. Some seniors are careful and consistent about planning and devoted to the plan like a religion while others spend in the moment and don’t even think about retirement until it is staring them in the face. Does planning devotion always win the war over gut instinct? If history is our guide, vast numbers ...
    May 14th, 2010 at 09:05 pm
  • For Seniors: How to Use Financial Calculators For Retirement Planning
    Financial Calculator By Karl Edmunds: A good retirement calculator is only a first step tool in developing a quality retirement plan. It can give you a high level perspective, but the key to success lies in your ability to dive into the planning details and establish a practical plan based facts. And you need the ability to adjust the plan over time as circumstances ...
    April 3rd, 2010 at 09:04 pm
  • For Seniors: The Tricky Art of Predicting Financial Retirement Needs :: Ben Stein Video
    Retirement PlanBy Karl Edmunds: Reaching 55 years old has awakened me to the reality of retirement. It is so close. If you are like me, you may begin to feel a powerful need to “get conservative” on all fronts of life, especially your retirement plan. In the past, your focus may have been focused on maximizing your returns on your investment portfolio and growing ...
    March 26th, 2010 at 10:03 pm
  • For Seniors: Should You Buy Gold For Your Retirement Plan?
    Investing in GoldBy Karl Edmunds: During 1999, the gold frenzy was white hot. Through virtually any communication medium, gold was touted as the recommended solution to volatility and potential disaster. I swallowed that promotional pill and did some research. Ultimately I purchased a selection of rare, collectors gold coins to hold long term. The past couple of years ...
    March 26th, 2010 at 09:03 pm
  • Retirement Plan | Are Retirement Products Meeting the Expectations of Senior Citizens?
    Senior Retirement Planning by Karl Edmunds : : Over the past couple of years, seniors have experienced disastrous portfolio losses due to economic conditions and sadly these principal losses are often very difficult to recover due to a lack of time. Historically a casual conversation among friends about retirement issues would more than likely focus on monthly investment ...
    March 19th, 2010 at 02:03 am
  • The Senior Retirement Dilemma…Now What?
    Senior Retirement Planning by Karl Edmunds :: For many seniors, the door to retirement is not all it is cracked up to be. Some have lots of time but no money and can’t figure out what to do. Others have money but can’t get out of the work mode and claim no time to relax and look at alternative activities. What drives most of the uncertainty is the unrelenting fear ...
    March 8th, 2010 at 11:03 pm
  • How Senior Citizens Can Manage Their Life Insurance Policies
    Life Insurance Managment by LeRoy Matticks :: One aspect of retirement portfolios that frequently gets overlooked is life insurance. It is easy to remember the amount of coverage in place but what else? Have you had an “in-force” policy illustration run lately? It is possible that the life insurance plan you bought in the past will not last as long as you initially ...
    March 8th, 2010 at 11:03 pm