Archive for the ‘Financial & Estate Planning’

  • Seniors: Learn How to Prevent Financial Disaster When You Get Married
    Senior Marriage by Karl Edmunds :: Seniors are still a frisky group. Many elderly people are actively seeking meaningful long term relationships. Still others start out just hoping for new friendships and find the relationship evolving to marriage. Regardless of the path, marriages among senior citizens can be tricky and if they are pursued without some very ...
    March 1st, 2010 at 12:03 am
  • Financial Plans for Seniors do not need to be Complex
    Investing & Saving Wisely :: by Karl Edmunds :: For seniors approaching the time of retirement or for those living on retirement income, a workable financial plan is vital but the older we get, it is important to use a plan that is basic, simple to manage and easily understood. Studies suggest that young people in their 20s and seniors in their 70s are much more likely ...
    February 22nd, 2010 at 12:02 am
  • Social Security is MY MONEY, and I Want It Now
    Social Security Benefits :: by Karl Edmunds :: At times in the past few years, I have bought into the growing cynicism among senior citizens regarding the unlikelihood of collecting Social Security in retirement. In a casual conversation often you hear people say, “I don’t expect any Social Security to be available to me when I retire.” I too, have declared this ...
    February 16th, 2010 at 03:02 pm
  • Financial Calculators are Only Tools Not the Final Answer for Your Retirement Plan
    by Karl Edmunds Financial Calculator - Retirement Planning :: by Karl Edmunds :: If good retirement planning for seniors or anyone for that matter required only the output from a trusty financial calculator, then why would we ever need an advisor? If you look on the internet, you can almost get overwhelmed with the vast array of financial, retirement and mortgage calculators ...
    February 16th, 2010 at 09:02 am
  • Senior Insurance & Estate Planning Services :: The Legacy Funding Group
    The Legacy Funding Group - Estate Planning AdvisorsFor many seniors and elderly people that have implemented a solid retirement plan and estate strategy that takes care of personal and family needs, thoughts often move to legacy gifts that will provide long term benefits to your most important charities, non-profit organizations and churches. For-Seniors.org recommends ...
    February 11th, 2010 at 07:02 pm
  • Senior Financial Services :: the Paladin Registry
    The Paladin Registry of Financial Advisors For-Seniors.Org recommends the services of the Paladin Registry, financial advisor experts, to thoroughly pre-screen advisors, rate their qualifications, and document their credentials, ethics, and business practices. Too many seniors suffer tragic financial losses from so called financial advisors that are unlicensed or unprepared ...
    February 11th, 2010 at 06:02 pm
  • Is There An Alternative to CDs for Senior Retirement Planning?
    Protecting Assets with Annuities There are seniors that take great pride in the diligent manner they saved money for retirement, and deservedly so. They speak with great pride about the monthly percentage of their income they set aside for retirement. And I am not about to diminish that discipline because without systematic saving during productive work years, there would ...
    February 11th, 2010 at 06:02 pm
  • Can’t Afford Your Life Insurance Premiums? How to Turn Your Policy into Cash Now
    Life Settlements :: by Karl Edmunds :: An unprecedented number of seniors are facing the possibility of letting their life insurance policies lapse.  These are policies they have been paying on for many years. Over the years, many seniors may have planned to keep a target level of life insurance essentially until they die leaving tax free cash for estate taxes, and to ...
    January 23rd, 2010 at 06:01 pm
  • Are You Insurable? A Critical Factor of Estate and Legacy Planning for Seniors
    Estate and Legacy Planning for Seniors by Karl Edmunds If you are at an age in life where you are feeling the demands of retirement and estate planning breathing down your neck, and you still don’t have a plan, it is time to wake up. As an individual or a couple, if you are 60 years of age or older, one of the safest, most reliable and effective way to reduce estate ...
    January 13th, 2010 at 08:01 am
  • Are Annuities Important to Retirement Plans for Seniors?
    Protecting You Retirement Assets? by Karl Edmunds If you are a senior and you haven’t had the frequent sales pitches for retirement annuities, you must be living on some deserted island. On the surface, annuities seem to be the perfect retirement tool for aging seniors.  So what aspects of an annuity should you scrutinize very carefully if you are considering a purchase? Simple: ...
    January 13th, 2010 at 08:01 am
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